Keeping track of your car insurance policy is essential for all vehicle owners. Missing your renewal date could lead to expired coverage, and driving without insurance is a legal risk. Fortunately, with the advent of car insurance apps, you can now monitor your policy, renewal dates, and premiums easily. In this blog, we’ll guide you through the steps to stay updated on your policy and discuss why using an insurance app is convenient. Let’s dive in!
Importance of Keeping Track of Car Insurance Online
Renewing your car insurance on time has many benefits:
- Avoid Penalties: Driving without insurance can lead to legal issues and fines.
- No Claim Bonus (NCB): Renewing on time lets you earn NCB, a discount for claim-free years, reducing your premium.
- Financial Security: A valid insurance policy provides coverage for vehicle damage, ensuring you’re not financially burdened in case of accidents.
Online insurance tracking offers a simple solution. With the rise of online insurance services, checking your policy status is now faster than ever.
Validity of a Car Insurance Policy
Car insurance policies typically last for a minimum of one year. When buying a new car, you may be required to purchase a long-term policy, often valid for up to three years. Checking your policy’s expiry date is crucial to ensure continuous coverage.
Why Checking Car Insurance Status Online is Essential
You can check your policy details on the insurer’s website or through a dedicated insurance app. Some reasons why it’s helpful to monitor your insurance status online include:
- Ensuring your policy is active and avoiding lapses.
- Keeping track of your renewal date to maintain No Claim Bonus (NCB) benefits.
- Staying covered for accident-related expenses.
Different Ways to Check Car Insurance Status Online
Here are some popular ways to verify your car insurance status through online services:
1. Parivahan Sewa Website
The Parivahan Sewa website offers a straightforward way to check your insurance status:
- Visit the Parivahan Sewa site and select “Informational Services.”
- Click on “Know Your Vehicle Details” and log in with your contact information.
- Enter your vehicle registration details and check your policy status.
2. VAHAN Website
The VAHAN portal allows vehicle owners to check their insurance status:
- Go to the VAHAN e-services website and click on “Know Your Vehicle Details.”
- Enter your registration number and code for verification.
- Click “Search Vehicle” to view your insurance status.
3. RTO Website
If you registered your vehicle at the Regional Transport Office (RTO), you can verify your insurance status there:
- Visit your state’s RTO website and select “Vehicle-related Online Services.”
- Enter your RTO branch, vehicle registration, chassis, and engine number to view your policy details.
4. mParivahan App
The mParivahan app is a convenient insurance app option:
- Download the mParivahan app and set up your preferred language.
- Check your policy status by entering your vehicle registration or driver’s license number.
5. Insurance Information Bureau (IIB) Portal
The IIB portal provides an additional method to verify vehicle insurance:
- Log into the IIB website and navigate to “V-Seva.”
- Fill in your personal and vehicle details, and submit the form to check your insurance status.
Tips for Checking Insurance Expiry Dates
It’s easy to miss renewal dates, so setting a reminder can help you avoid policy lapses. Many insurers also send reminders close to the expiry date, helping policyholders renew on time. Remember, some insurance providers offer a grace period, so you may still have time to renew your policy after expiry. However, keep in mind that claims cannot be made if the policy lapses.
How Car Insurance Apps Make Tracking Policies Easier
Car insurance apps have transformed how policyholders manage their insurance. With features that allow for quick policy updates and reminders, insurance apps keep you organized and help you avoid missing important renewal dates. Here’s how they work:
- Instant Access: With your policy details saved in an app, you can check your coverage status anytime.
- Renewal Reminders: Most apps offer reminders that notify you of upcoming expiry dates.
- Quick Renewals: Renewing your policy is as simple as a few clicks, without any paperwork.
- Premium Payments: Some apps also allow you to pay premiums directly, streamlining the entire process.
Bajaj Insurance App
If you’re looking for a streamlined way to manage your car insurance, the Bajaj Insurance App is a helpful tool. It offers instant access to your insurance policy details and allows you to set up renewal reminders. With features like quick policy status updates and a hassle-free renewal process, the app ensures you stay protected without any worries.
Conclusion
Tracking your car insurance policy is now easier than ever with car insurance apps and online services. These platforms ensure you have instant access to your policy status, premium payments, and renewal reminders. By using an insurance app or checking online insurance status regularly, you can avoid the financial and legal risks associated with expired coverage.
